Mortgage Loan Originator (Sioux Falls, SD)
Location: Sioux Falls
Posted on: January 25, 2023
At FNBO, our employees are the heart of our story and we're
committed to their success! Please see below the details of this
career opportunity and how it fits into our organization's
success.Our Modern, Flexible Workplace: At First National, we
believe in a Modern, Flexible Workplace, and we are continuously
exploring advancements in technology and office environments to
make it easier to work from anywhere at any time, allowing for more
flexibility in where and how you work. We know that choice and
flexibility are important to you. We also recognize that flexible
and remote positions can become opportunities for military
partners, caregivers, and individuals with disabilities to thrive
at First National. We invite you to consider what a Modern,
Flexible Workplace can mean for you!It is anticipated that an
incumbent in this role will work onsite for three (3) or more days
a week and will have a dedicated workspace when working onsite.
Work location is subject to change based on business needs.Summary
of the Job: Role Description: Are you driven by relationships and
looking to build your own book of business while at the same time
being a part of a team that takes pride in delivering a truly
memorable customer experience As a Loan Originator you will be
providing a helpful, easy, and personal mortgage experience to all
existing and prospective customers of First National Bank of Omaha.
This role takes pride in process excellence by understanding the
front to end journey of a mortgage loan, being a key player in all
aspects of the loan journey, with a focus on the customer needs
(both short & long term).About This Role: As a Loan Originator you
will have the opportunity to Initiate and develop relationships
with existing and new customers, builders and industry related
representatives to identify and close loan opportunities in
alignment of the department's revenue and profit goals. You would
also be vital in identifying enhancement opportunities to site
procedures, training and technology in support of the enhancement
of customer retention/satisfaction and all objectives of the
Mortgage Division of First National Bank of Omaha.Key
Accountabilities:Originate and close Mortgage loans, while ensuring
compliance with the established processes and groups.
- Meet and/or exceed defined monthly sales goals.
- Conduct external sales activities to create referral
partnerships as well as maintain current ones.
- Establish relationships with local and national business groups
including chambers of commerce and other professional and business
networking groups. With a focus on process excellence, cultivate
and maintain a comprehensive knowledge of current Home Mortgage
operating procedures and products and services offered.
- Continually provide input on technology opportunities that
allow customers to interact as they choose.
- Able to be nimble to adjust to both the marketplace and
- Effectively utilize knowledge and all resources available to
support team member competency development.
- Demonstrate the ability to be consistent in communications and
expectation setting. Demonstrate organizational advocacy (and
process excellence) through positive teamwork, trust and mutual
respect for customers and employees.
- Contribute to the overall success of First National Bank by
actively referring customers to alternative products and services
offered within the bank. Ensure markets deliver a helpful, easy and
personal customer experience
- Strive to represent FNBO as a place that our customers would
proudly recommend to others. Proactively identify opportunities in
all aspects of market segments and customer needs.
- Conduct research and analysis to identify untapped market
- Create a book of business by utilizing our branch customer
base, as well as proactively building relationship internally and
externally with business partners.
- Develop plans and work collaboratively with other FNBO/FNNI
representatives to develop presence and value adding
programs/solutions for those markets.
- Provide an individualized and meaningful quality customer
experience by engaging the customer, employees, and communities
through accountability and mutual respect, integrity, unity,
passion and listening to the needs of the customer and
- Seek opportunities and drive development within assigned role.
Increase revenue and reduce expenses.
- Update written procedures as changes occur. Understand and
comply with bank policy, laws, regulations, and the bank's BSA/AML
Program, as applicable to your job duties.
- Complete compliance training and adhere to internal procedures
and controls, as required.
- Report any known violations of compliance policy, laws, or
- Report any suspicious customer and/or account activity.
- If applicable, ensure direct reports meet the above
requirements and take action to address employee performance
issues.Exhibit professional behavior and promote positive working
- Complete special projects as assigned within allotted time
- Be accountable for continuous best efforts to complete the job
- Exercise a willingness to be a resource to colleagues.
- Practice Retail Distribution Group values and support the goals
and strategic plan.
- Be proactive and respectful in all relationships.The Ideal
Candidate for This Role: Knowledge, Skills, Education, Experience,
and Physical Qualifications Required:High School Diploma or
equivalentStrong sales abilityExcellent verbal and written
communication skillsDemonstrated customer service skillsWorking
knowledge of Microsoft Word and Excel applicationsAvailability to
assist customers on evenings and weekendsDesired:Knowledge of
pricing and various underwriting requirements1+ years of experience
in mortgage loan originationActive Mortgage Originator with a
pipeline FNBO is an Equal Opportunity/Affirmative
Action/Veterans/Disability Employer -Member FDIC Registration
Requirement: This position requires S.A.F.E. Act registration with
the Nationwide Mortgage Licensing System (NMLS). Qualification
requirements include meeting applicable financial responsibility,
character, credit fitness and criminal background standards.
Successful candidates must meet ongoing regulatory requirements
including acceptable background investigation and credit report
results. Equity, Diversity, & Inclusion:FNBO is committed to
belonging, inclusion, diversity and equity. We are committed to
intentionally and proactively creating pathways to success for
historically underrepresented populations. To accomplish this, we
foster a culture of belonging and inclusion so that every employee
is valued, and has opportunity and the ability to make an impact.
FNBO strives to reflect the diversity of the communities we serve
in the makeup of our workforce.See the full FNBO Equity, Diversity,
& Inclusion Statement here All qualified applicants will receive
consideration for employment without regard to age, race, color,
religion, sex, sexual orientation, gender identity, national
origin, protected veteran status, or disability status. Click here
to download 'EEO is The Law' Self-Print Poster Click here to
download 'EEO is The Law' Supplement for Federal Contractors Click
here to download 'EEO is The Law' GINA Supplement
Keywords: FNBO, Sioux Falls , Mortgage Loan Originator (Sioux Falls, SD), Other , Sioux Falls, South Dakota
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